Auto Insurance

Generally speaking, most Personal Auto policies provide the following basic coverages:

• Bodily Injury Liability - Covers accidental injury or death of another person if caused by you in an automobile related accident.
  
  
• Property Damage Liability - Covers accidental damage to other people's property if caused by you in an automobile related accident.
  
  
• Defense Costs - Covers court costs, legal expenses and attorney's fees.
  
  
• Collision - Covers you for damage to your car in an accident, regardless of who was at fault.
  
  
• Other Than Collision - Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects, and other specified perils.
  
  
• Personal Injury Protection - Covers you and your family who sustain bodily injury caused by an accident involving the use of an automobile, for medical expenses, income continuation, essential services, death benefit and funeral expenses.
  
  
• Uninsured / Underinsured Motorist - Covers injury suffered by you, your family and anyone riding in your car against the uninsured / underinsured or hit-and-run driver.
  

HPA Insurance of Ohio can provide you with the automotive insurance that best fits your needs. Call or e-mail us today for more information on the various types of coverage we have available for you.